$5,000 - $500,000
3 - 24 months
A merchant cash advance (MCA) is short-term financing used by businesses to meet financial and operational needs.
A merchant cash advance is technically not a loan, it’s known as alternative business funding and not covered by the same rules and regulations as other types of financing such as a short-term loan from a conventional bank, small business loan, or term loan.
The proceeds of an MCA and repayment of the cash advance are generally based on historical credit card or debit card sales and future credit card/debit card receivables.
Put simply, we provide a lump sum amount of cash based on an anticipated amount of credit card/debit card sales from your business operations. The purpose of a merchant cash advance is to accelerate the business owner’s cash flow, allowing the capacity to take quick advantage of upcoming growth opportunities.
Fast Financing for your Business
Merchant Cash Advance
Minimum Qualifying Criteria
550+ credit score
12+ months in business
$10,000 average monthly bank deposits
Signed one page funding application
3-5 most recent business bank statements
Business tax returns (only in certain cases)