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Merchant Cash

$5,000 - $500,000


3 - 24 months


A merchant cash advance (MCA) is short-term financing used by businesses to meet financial and operational needs.


A merchant cash advance is technically not a loan, it’s known as alternative business funding and not covered by the same rules and regulations as other types of financing such as a short-term loan from a conventional bank, small business loan, or term loan.


The proceeds of an MCA and repayment of the cash advance are generally based on historical credit card or debit card sales and future credit card/debit card receivables.


Put simply, we provide a lump sum amount of cash based on an anticipated amount of credit card/debit card sales from your business operations. The purpose of a merchant cash advance is to accelerate the business owner’s cash flow, allowing the capacity to take quick advantage of upcoming growth opportunities.

Fast Financing for your Business

Merchant Cash Advance

Minimum Qualifying Criteria

  • 550+ credit score
  • 12+ months in business
  • $10,000 average monthly bank deposits

Required Items

  • Signed one page funding application
  • 3-5 most recent business bank statements
  • Business tax returns (only in certain cases)
No Collateral

Why Choose Us?

Unlike traditional banks, we truly understand your business needs. Your success is most important to us, so we’ll never over-leverage your business by offering you more funding than you can handle.

Our simple application and quick approval process makes it easy for you to get the working capital your business needs, and our experienced funding consultants will walk you through it every step of the way.
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