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Small Business
Term Loan

$15,000 - $500,000


12 - 60 months


A business term loan is a lump sum of money you borrow from a lender, then pay back at fixed intervals — with interest — over a set period of time.

Depending on the lender, you'll pay off the loan on a weekly, bi-weekly, or monthly basis.  Repayment periods can last from a few months up to 10 years or more.

Interest Rates also vary by lender, but they can be either fixed or variable. Fixed Rates stay the same, while variable rates change depending on the state of the market.

Business term loans are great vehicles to invest in big purchases and long-term business growth.  With long repayment periods and typically lower interest rates than credit cards, term loans give you ample time to generate a return on your investment before you have to pay back your loan.

Longer term loans are best for business expansion and growth goals. Similar to buying a house, many business initiatives take time to gain a return on investment. The lower monthly repayment amounts of long-term loans can give your business the margin it needs to maintain positive cash flow. This loan type offers fast funding, typically funding within a week.

Ideal Financing for your Business

Term Loan

Minimum Qualifying Criteria

  • 650+ credit score
  • 24+ months in business
  • $10,000 average monthly bank deposits

Required Items

  • Signed one page funding application
  • 3-5 most recent business bank statements
  • Business tax returns (only in certain cases)
No Collateral

Why Choose Us?

Unlike traditional banks, we at Real Lending Capital truly understand your business needs. Your success is most important to us, so we’ll never over-leverage your business by offering you more funding than you can handle.

Our simple application and quick approval process makes it easy for you to get the working capital your business needs, and our experienced funding consultants will walk you through it every step of the way.
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