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Working Capital
Invoice Factoring

$10,000 - $400,000




Invoice factoring, also known as accounts receivable factoring, is a form of small business financing where a business sells its invoices to a factoring company in exchange for upfront funding. When the invoice amount is paid, the remaining balance is paid to the business owner minus a fee.

Invoice factoring allows your business to receive the working capital you need to maintain operations and plan for the future, but without taking on the periodic fixed payments associated with a term loan.


If slow-paying clients are stalling your ability to pay bills, meet payroll, invest in technology & equipment or hire more staffing, invoice factoring can help you bolster cash flow by liquidating your outstanding accounts receivable to meet your business needs.

Fast Financing for your Business

Invoice Factoring

Minimum Qualifying Criteria

  • 550+ credit score
  • 6+ months in business
  • $10,000+ average monthly bank deposits

Required Items

  • Signed one page funding application
  • 3-5 most recent business bank statements
  • Invoices you wish to redeem
No Collateral

Why Choose Us?

Unlike traditional banks, we at Real Lending Capital truly understand your business needs. Your success is most important to us, so we’ll never over-leverage your business by offering you more funding than you can handle.

Our simple application and quick approval process makes it easy for you to get the working capital your business needs, and our experienced funding consultants will walk you through it every step of the way.
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